Free VA Paycheck Calculator

The salary calculator will help you automatically calculate your annual salary, weekly salary, and also the number of hours you work per week, the frequency of payments, the taxes of the different states where you are located, in addition to showing you the salary breakdown, it will also provide you with charts to access, all you need to do is to fill out the calculator below to get your answer.

All-in-One Paycheck Calculator

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Used to calculate yearly salary if only hourly wage is given How often you receive your paycheck Used to apply state income tax (default flat rate per state) % of income contributed to retirement savings (optional) Health, dental, or other deductions

How We Ensure Your Calculations Are Accurate at HnKey

Verified Data:In order to ensure that the accuracy of our calculations is our main priority, our team frequently checks the tax information, and policies of the IRS to review our calculations in a timely manner.

Regularly Updated:It is important to note that these data, not our guesses, come from official sources such as the IRS and state tax offices.

Disclaimer: This tool is for estimation purposes only and does not constitute financial advice. Please consult a qualified professional for personalized financial guidance.

Calculating your paycheck in Virginia involves understanding the various taxes and deductions that impact your take-home pay. This guide provides a clear overview of the key components, including federal and state income taxes, Social Security, Medicare, and other withholdings, to help you accurately estimate your net income. By breaking down the process and referencing official sources, this information aims to empower you to make informed financial decisions.

Federal Income Tax

Federal income tax is withheld from your paycheck based on your gross income, filing status, and the number of allowances claimed on your IRS Form W-4. The Internal Revenue Service (IRS) uses a progressive tax system, meaning tax rates increase as your income rises. For 2025, the federal tax brackets range from 10% to 37%, depending on your taxable income and filing status. To calculate your federal tax withholding, your employer uses the information you provide on Form W-4, including your marital status and any additional withholdings you request. The IRS provides a Tax Withholding Estimator to help you determine the correct amount to withhold based on your income and deductions.

Virginia State Income Tax

Virginia imposes a state income tax on residents, with rates ranging from 2% to based on your taxable income. The Virginia Department of Taxation outlines the tax brackets, which are adjusted annually for inflation. For example, for the 2025 tax year, a single filer with taxable income up to $3,000 pays 2%, while income above $17,000 is taxed at To calculate state tax, start with your federal adjusted gross income (AGI), then apply Virginia-specific deductions and exemptions, such as the standard deduction ($8,000 for single filers in 2025) or personal exemptions ($930 per person). Your employer withholds state tax based on the information provided on Form VA-4, Virginia¡¯s equivalent of the federal W-

Social Security and Medicare (FICA Taxes)

The Federal Insurance Contributions Act (FICA) taxes fund Social Security and Medicare. For 2025, the Social Security tax rate is on income up to a wage base limit of $176,100, as set by the Social Security Administration. Medicare tax is on all wages, with an additional for individuals earning over $200,000 (or $250,000 for married couples filing jointly). These taxes are automatically withheld from your paycheck, and your employer matches the contribution.

Other Deductions

Beyond taxes, your paycheck may reflect additional deductions, such as health insurance premiums, retirement contributions (e.g., 401(k) or Virginia Retirement System plans), and other benefits like life insurance or flexible spending accounts. These amounts vary based on your elections and employer offerings. Virginia also requires certain employees, such as teachers or state workers, to contribute to specific retirement plans, which can further reduce your take-home pay. Check your pay stub for a detailed breakdown of these deductions.

How to Calculate Your Paycheck

To estimate your take-home pay in Virginia, follow these steps:

  • Determine Gross Pay: Calculate your total earnings before deductions, including salary, hourly wages, overtime, or bonuses.
  • Subtract Pre-Tax Deductions: Remove contributions to retirement plans, health savings accounts, or other pre-tax benefits, as these lower your taxable income.
  • Calculate Federal Income Tax: Use the IRS tax tables or the Tax Withholding Estimator to determine your federal tax based on your filing status and allowances.
  • Calculate Virginia State Income Tax: Apply Virginia¡¯s tax rates to your taxable income after accounting for deductions and exemptions.
  • Subtract FICA Taxes: Deduct for Social Security (up to the wage limit) and for Medicare, plus any additional Medicare tax if applicable.
  • Account for Other Deductions: Subtract any post-tax deductions, such as insurance premiums or union dues.

The result is your net pay, or take-home pay, which appears on your paycheck.

Using Official Resources

For precise calculations, refer to official tools and guidelines. The IRS offers a Tax Withholding Estimator to adjust your federal withholdings. The Virginia Department of Taxation provides a tax calculator for state-specific estimates. Always review your pay stub and consult with a tax professional if you have complex financial situations, such as multiple income sources or significant deductions.

Why Accurate Calculations Matter

Understanding your paycheck ensures you¡¯re not overpaying or underpaying taxes, which can affect your annual tax return. Over-withholding means you¡¯re giving the government an interest-free loan, while under-withholding could lead to a tax bill. By regularly reviewing your withholdings and using tools like the ones below, you can align your deductions with your financial goals.

The above information is reviewed by our team of tax experts, all of them have an average of about 10 years of experience in the U.S. tax, if you have any questions, you can submit the form to us, our experts will be within 24 hours, reply to you.

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