Free Pennsylvania Paycheck Calculator

The salary calculator will help you automatically calculate your annual salary, weekly salary, and also the number of hours you work per week, the frequency of payments, the taxes of the different states where you are located, in addition to showing you the salary breakdown, it will also provide you with charts to access, all you need to do is to fill out the calculator below to get your answer.

All-in-One Paycheck Calculator

Annual Salary ($)

Hourly Wage ($) Hours per Week Used to calculate yearly salary if only hourly wage is given Pay Frequency How often you receive your paycheck State Used to apply state income tax (default flat rate per state) 401(k) Contribution (%) % of income contributed to retirement savings (optional) Monthly Insurance Deduction ($) Health, dental, or other deductions

How We Ensure Your Calculations Are Accurate at HnKey

Verified Data:In order to ensure that the accuracy of our calculations is our main priority, our team frequently checks the tax information, and policies of the IRS to review our calculations in a timely manner.

Regularly Updated:It is important to note that these data, not our guesses, come from official sources such as the IRS and state tax offices.

Disclaimer: This tool is for estimation purposes only and does not constitute financial advice. Please consult a qualified professional for personalized financial guidance.

Pennsylvania residents seeking to understand their take-home pay can benefit from a clear overview of the state’s paycheck calculations. This guide explains the key components involved, including taxes, deductions, and official guidelines, to help you accurately estimate your net income.

Federal Income Tax

Federal income tax is withheld from your paycheck based on your earnings, filing status, and allowances claimed on your W-4 form. The IRS uses a progressive tax system, with rates ranging from 10% to 37% depending on your taxable income. To calculate this, employers refer to IRS withholding tables, updated annually. For the most precise estimate, review your filing status and consult the IRS Publication 15-T for withholding methods.

Pennsylvania State Income Tax

Pennsylvania imposes a flat state income tax rate of on all taxable income, regardless of income level. This simplifies calculations, as no brackets or exemptions apply. For example, if your annual salary is $50,000, your state tax withholding would be $1,535 annually ($50,000 × Employers calculate this based on gross wages, and you can verify this rate on the Pennsylvania Department of Revenue website.

Local Earned Income Tax

Most Pennsylvania municipalities levy a local earned income tax (EIT), typically ranging from to 2%, depending on your residence and workplace. For instance, Philadelphia residents pay a resident wage tax. If you live and work in different municipalities, you may owe taxes to both, though credits may apply to avoid double taxation. Check your local tax rates using the Pennsylvania Municipal Statistics portal to confirm your obligations.

FICA Taxes

Federal Insurance Contributions Act (FICA) taxes fund Social Security and Medicare. Social Security tax is on income up to $168,600 (2025 wage base limit), and Medicare tax is on all income, with an additional for high earners (above $200,000 for single filers). Employers match these contributions. For a $50,000 salary, your FICA withholding would be approximately $3,825 annually ($50,000 × Details are available in Social Security Administration publications.

Other Deductions

Additional deductions may include health insurance premiums, retirement contributions (e.g., 401(k) or PERS), and union dues. These vary by employer and employee elections. Pre-tax deductions, like health premiums, reduce your taxable income, lowering your tax liability. Review your pay stub or consult your HR department to identify these amounts.

Calculating Your Paycheck

To estimate your net pay, start with your gross wages, then subtract federal income tax, state income tax, local EIT, FICA taxes, and other deductions. For accuracy, account for pay frequency (weekly, biweekly, or monthly) and any bonuses or overtime. The IRS Tax Withholding Estimator can help refine federal withholding, while Pennsylvania’s flat tax rate simplifies state calculations.

Official Guidelines and Resources

The Pennsylvania Department of Revenue provides detailed guidance on state and local taxes, including forms and FAQs. The IRS offers tools for federal withholding and tax planning. Always cross-check your paycheck calculations with official sources or a tax professional, especially if you have complex income sources or deductions. Key resources include:

Using these guidelines, you can better understand your paycheck and plan your finances effectively. For a quick estimate tailored to your situation, try the calculator below.

The above information is reviewed by our team of tax experts, all of them have an average of about 10 years of experience in the U.S. tax, if you have any questions, you can submit the form to us, our experts will be within 24 hours, reply to you.

HnKey