Free ADP Maryland Paycheck Calculator

The salary calculator will help you automatically calculate your annual salary, weekly salary, and also the number of hours you work per week, the frequency of payments, the taxes of the different states where you are located, in addition to showing you the salary breakdown, it will also provide you with charts to access, all you need to do is to fill out the calculator below to get your answer.

All-in-One Paycheck Calculator

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Used to calculate yearly salary if only hourly wage is given How often you receive your paycheck Used to apply state income tax (default flat rate per state) % of income contributed to retirement savings (optional) Health, dental, or other deductions

How We Ensure Your Calculations Are Accurate at HnKey

Verified Data:In order to ensure that the accuracy of our calculations is our main priority, our team frequently checks the tax information, and policies of the IRS to review our calculations in a timely manner.

Regularly Updated:It is important to note that these data, not our guesses, come from official sources such as the IRS and state tax offices.

Disclaimer: This tool is for estimation purposes only and does not constitute financial advice. Please consult a qualified professional for personalized financial guidance.

The Maryland paycheck calculator is a valuable tool for employees and employers seeking to understand net pay after deductions. Maryland’s tax structure includes federal, state, and local taxes, along with other withholdings like Social Security and Medicare. This guide explains how these taxes are calculated, key considerations, and official resources to ensure accurate payroll calculations.

Federal Income Tax

Federal income tax is withheld based on an employee’s gross income, filing status, and allowances claimed on Form W- Internal Revenue Service (IRS) provides tax tables and formulas to determine withholdings. For 2025, tax brackets range from 10% to 37%, depending on income and filing status. Employees can adjust withholdings by updating their W-4 to reflect changes in dependents or additional income. For precise calculations, refer to the IRS Publication 15-T.

Social Security and Medicare

Social Security tax is withheld at of gross wages, up to a 2025 wage base limit of $176, tax is withheld at on all wages, with an additional for individuals earning over $200,000 ($250,000 for joint filers). Employers match these contributions. The Social Security Administration provides updated wage limits annually.

Maryland State Income Tax

Maryland’s state income tax rates range from 2% to applied progressively based on taxable income. The rates for 2025 are as follows for single filers:

  • 2% on income up to $1,000
  • 3% on income from $1,001 to $2,000
  • 4% on income from $2,001 to $3,000
  • on income from $3,001 to $100,000
  • 5% on income from $100,001 to $125,000
  • on income from $125,001 to $150,000
  • on income from $150,001 to $250,000
  • on income over $250,000

Married couples and other filing statuses have adjusted brackets. Maryland allows standard deductions ($2,550 for single filers, $5,100 for joint filers in 2025) and exemptions ($3,200 per dependent). Employers use the employee’s MW507 form to determine withholdings. For details, consult the Maryland Comptroller’s withholding guide.

Local Income Tax

Maryland imposes local income taxes, varying by county, ranging from to For example, Baltimore County’s rate is while Worcester County’s is These taxes are withheld alongside state taxes and calculated as a flat percentage of taxable income. The Maryland Comptroller’s website lists county-specific rates.

Other Deductions

Additional deductions may include contributions to retirement plans (e.g., 401(k)), health insurance premiums, and wage garnishments. These vary by employee and employer agreements. Maryland law requires employers to provide clear pay stubs detailing all deductions.

How Paycheck Calculations Work

To calculate net pay:

  1. Start with gross pay (hourly wage × hours worked or salary per pay period).
  2. Subtract pre-tax deductions (e.g., 401(k) contributions, health premiums).
  3. Apply federal income tax based on IRS tables and W-4 data.
  4. Calculate Social Security ( up to wage limit) and Medicare ( or for high earners).
  5. Determine state income tax using Maryland’s tax tables and MW507 form.
  6. Apply local income tax based on the employee’s county of residence.
  7. Subtract post-tax deductions (e.g., garnishments).

The result is the employee’s net pay. Using a Maryland paycheck calculator simplifies this process by automating tax calculations based on user inputs.

Official Resources and Considerations

For accurate calculations, employers and employees should:

  • Verify tax rates and wage limits annually, as they may change.
  • Ensure W-4 and MW507 forms are updated to reflect current circumstances.
  • Consult the Maryland Comptroller’s payroll tax page for employer obligations.
  • Use IRS and Maryland resources for tax credits, such as the Earned Income Tax Credit, which may affect take-home pay.

Employees in reciprocal states (e.g., Virginia, Pennsylvania) may be exempt from Maryland state income tax if they work in Maryland but live elsewhere. Check the Maryland reciprocity agreements for details.

Using a Paycheck Calculator

A Maryland paycheck calculator streamlines payroll planning by estimating net pay based on gross income, filing status, and deductions. It accounts for federal, state, and local taxes, ensuring users understand their take-home pay. Regular updates to inputs, such as allowances or additional income, enhance accuracy.

The above information is reviewed by our team of tax experts, all of them have an average of about 10 years of experience in the U.S. tax, if you have any questions, you can submit the form to us, our experts will be within 24 hours, reply to you.

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