Free Biweekly Paycheck Calculator

The salary calculator will help you automatically calculate your annual salary, weekly salary, and also the number of hours you work per week, the frequency of payments, the taxes of the different states where you are located, in addition to showing you the salary breakdown, it will also provide you with charts to access, all you need to do is to fill out the calculator below to get your answer.

All-in-One Paycheck Calculator

Annual Salary ($)

Hourly Wage ($) Hours per Week Used to calculate yearly salary if only hourly wage is given Pay Frequency How often you receive your paycheck State Used to apply state income tax (default flat rate per state) 401(k) Contribution (%) % of income contributed to retirement savings (optional) Monthly Insurance Deduction ($) Health, dental, or other deductions

How We Ensure Your Calculations Are Accurate at HnKey

Verified Data:In order to ensure that the accuracy of our calculations is our main priority, our team frequently checks the tax information, and policies of the IRS to review our calculations in a timely manner.

Regularly Updated:It is important to note that these data, not our guesses, come from official sources such as the IRS and state tax offices.

Disclaimer: This tool is for estimation purposes only and does not constitute financial advice. Please consult a qualified professional for personalized financial guidance.

Understanding how to calculate a biweekly paycheck is essential for budgeting and financial planning. A biweekly paycheck is issued every two weeks, typically resulting in 26 pay periods per year. This guide explains the key components of a biweekly paycheck, including gross pay, taxes, deductions, and net pay, while providing clear insights into tax calculations and referencing official sources for accuracy.

Gross Pay for Biweekly Paychecks

Gross pay is the total amount earned before any deductions. For hourly employees, gross pay is calculated by multiplying the hours worked in the two-week period by the hourly wage. For example, an employee working 80 hours at $20 per hour would have a gross pay of $1, employees receive a fixed amount per pay period, determined by dividing their annual salary by annual salary of $52,000, for instance, yields a biweekly gross pay of approximately $2,

Overtime pay, bonuses, or commissions may increase gross pay. The Fair Labor Standards Act (FLSA) mandates that non-exempt employees receive at least times their regular rate for hours worked over 40 per week.

Taxes Withheld from Biweekly Paychecks

Taxes are a significant portion of paycheck deductions. The primary federal and state taxes withheld include:

Federal Income Tax

Federal income tax is calculated based on taxable income, filing status, and allowances claimed on Form W-4. The IRS Publication 15-T provides withholding tables and methods for employers. For 2025, employers use percentage-based withholding or wage bracket methods, factoring in the employee’s gross pay, pay frequency, and W-4 details. For example, a single filer with a biweekly taxable income of $2,000 may have approximately $200 withheld, depending on allowances and deductions.

Social Security and Medicare (FICA Taxes)

FICA taxes fund Social Security and Medicare. In 2025, the Social Security tax rate is on income up to $168,600 annually, and Medicare is on all income, with an additional for high earners above $200,000 (single filers). For a biweekly gross pay of $2,000, FICA taxes would be $124 for Social Security and $29 for Medicare, totaling $ Social Security Administration outlines these rates and limits.

State and Local Income Taxes

State income tax varies by state. Some states, like Texas and Florida, have no income tax, while others, like California, use progressive rates. Local taxes may also apply in certain cities. Employees can check state-specific guidelines through their state’s revenue department, such as the California Franchise Tax Board. Withholding is typically based on state-specific forms similar to the W-

Other Deductions

Beyond taxes, deductions may include health insurance premiums, retirement contributions (e.g., 401(k)), and wage garnishments. Pre-tax deductions, like health savings accounts (HSAs), reduce taxable income, while post-tax deductions, like Roth 401(k) contributions, do not. The IRS Publication 969 details HSA rules.

Calculating Net Pay

Net pay, or take-home pay, is gross pay minus all deductions. For a biweekly gross pay of $2,000, deductions might include $200 (federal tax), $153 (FICA), $100 (state tax), and $150 (health insurance and 401(k)), resulting in a net pay of $1, amounts depend on individual circumstances, such as filing status and elected benefits.

Using a Biweekly Paycheck Calculator

A biweekly paycheck calculator simplifies these computations by factoring in gross pay, tax withholdings, and deductions. Users input their hourly wage or salary, hours worked, filing status, and additional deductions. The calculator estimates federal, state, and FICA taxes based on current rates and provides an accurate net pay figure. For precise results, ensure inputs reflect your latest W-4 and state tax forms.

Official Resources for Accuracy

To verify calculations or update withholdings, consult official sources:

IRS Tax Withholding Estimator: Adjust federal withholdings.
Social Security Administration: Track FICA contributions.
State revenue websites: Access state-specific tax tables and forms.

Regularly reviewing your paycheck ensures withholdings align with your financial goals, avoiding surprises during tax season.

The above information is reviewed by our team of tax experts, all of them have an average of about 10 years of experience in the U.S. tax, if you have any questions, you can submit the form to us, our experts will be within 24 hours, reply to you.

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